01 · Start with the essentials
Choose residential or commercial, share the property’s city and province, your broad purpose, and your timing. Provide the contact method you want the website team to use. No identity documents or detailed financial records are needed in the initial form.
02 · Confirm who will review the file
Before sending financial documents, confirm the actual brokerage or lender, the individual handling the file, authorization in your province, privacy arrangements, and whether the property falls within their scope.
03 · Review structure, costs, and alternatives
The provider assesses the property, borrower circumstances, documentation, affordability, and repayment plan. Any proposed terms must be explained, including all fees and what happens at maturity.
04 · Decide with the written terms
A lender commitment may contain conditions. Review the agreement and obtain the legal advice you need. Funding depends on satisfying requirements and completing legal closing; a website conversation is not a commitment.